Powering Modern Payments and Embedded Finance
Fiserv is one of the world’s most established fintech and payments technology companies. Their infrastructure powers millions of transactions every day, helping merchants, banks, and fintechs move money securely, efficiently, and at scale.
From card acquiring and processing to real-time payment rails and embedded financial solutions, Fiserv provides the foundation that modern commerce runs on.
Fiserv’s network powers retailers, eCommerce brands, financial institutions, and fintechs, making it easier to grow without worrying about payment infrastructure.
Core Capabilities
1. Integrated Payments Infrastructure
Fiserv delivers a complete payment stack that supports multiple channels and payment types. It simplifies the process of accepting, processing, and reconciling payments in one ecosystem.
- Card and digital payment processing
- Merchant acquiring and settlement services
- Omnichannel acceptance across online, mobile, and in-store
- Integration with POS systems and commerce platforms
- Automated reconciliation and reporting tools
2. Real-Time Payments and Financial Rails
Fiserv’s network is built for speed and reliability. Real-time rails and instant transfers give businesses faster access to funds and a smoother payment experience.
- Real-time payment processing
- Instant transfers and faster settlement
- Secure banking network connectivity
- Compliance and regulatory support
- High-volume transaction infrastructure
3. Embedded Finance and Fintech Enablement
Fiserv provides the building blocks for companies that want to embed financial features directly into their platforms. This lets merchants and SaaS businesses innovate faster without starting from scratch.
- Banking-as-a-Service capabilities
- Developer-friendly API frameworks
- Digital wallets and account management
- Embedded lending and payouts
- Flexible integration options
4. Fraud Prevention, Risk, and Insights
Security is built into every layer of Fiserv’s infrastructure. Their advanced tools protect both merchants and consumers while giving businesses deeper visibility into transactions.
- Real-time fraud monitoring and risk scoring
- KYC, AML, and compliance frameworks
- Transaction monitoring and alerts
- Advanced reporting and analytics dashboards
- Reduced chargebacks and operational risk
5. Global Scale and Reliability
Fiserv operates at enterprise scale and is trusted by some of the world’s largest financial institutions. Their platform combines reach, security, and resilience.
- Global presence in more than 100 countries
- Enterprise-grade performance and uptime
- PCI-DSS compliance and regulatory alignment
- Trusted by top banks and fintechs worldwide
- Proven infrastructure for mission-critical commerce
Flagship Products and Merchant Solutions
Clover — Smart POS and Commerce Platform
Clover is Fiserv’s flagship point-of-sale platform. It gives merchants a flexible, all-in-one system to accept payments, run their business, and manage customer interactions from a single dashboard.
- All-in-one POS solution for retail, hospitality, and services
- Support for card, contactless, mobile, and online payments
- Business management tools including sales tracking, inventory, and loyalty programs
- Hardware options ranging from countertop terminals to mobile solutions
- Seamless integration with Fiserv payment processing
Clover is widely used by small and medium businesses, making it one of the most recognizable merchant solutions in the U.S. market.
CardConnect — Secure Payment Gateway and Integration Platform
CardConnect is a Fiserv product designed to simplify payment acceptance and integration for businesses of all sizes. It combines secure processing with developer-friendly APIs and tokenization technology.
- Payment gateway built for easy integration with commerce platforms
- Advanced security with point-to-point encryption and tokenization
- Flexible APIs for custom payment experiences
- Powerful reporting and transaction visibility
- Ideal for SaaS platforms, B2B payments, and enterprise merchants
CardConnect gives merchants and platforms a clean, modern way to connect to Fiserv’s processing engine without friction.
Industry Applications
Fiserv’s technology and products can be applied across a wide range of industries and business models.
- Retail & eCommerce: Smooth checkout experiences and fast settlements
- SaaS & Marketplaces: Embedded payments and fintech capabilities
- Financial Services: Real-time rails and advanced risk tools
- Hospitality & Services: Unified online and in-person payments
- Subscription & Billing: Recurring billing and customer management
Fiserv + Bemeir
At Bemeir, we work with Fiserv to bring enterprise-grade payment infrastructure to merchants and commerce platforms. This partnership combines Fiserv’s powerful payment technology with Bemeir’s expertise in commerce implementation.
Together, we help businesses:
- Accept payments globally with reliability and speed
- Build seamless commerce experiences without complex integrations
- Launch fintech features quickly using proven infrastructure
- Scale securely with a trusted payments network
Fiserv provides the payments backbone behind many of the world’s most trusted commerce experiences. By pairing their technology with Bemeir’s implementation expertise, merchants can integrate payments intelligently, operate more efficiently, and grow with confidence.
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